Rural Housing Program for low to moderate income families

The United States Department of Agriculture offers a Rural Housing Program for low to moderate income families.

The dream of owning a home may be out of reach for some, but there is a Rural Housing Program that may help those who are able to meet eligibility requirements.  Buyers may be eligible for 100% financing.

An interactive eligibility map helps buyers filter properties they are considering.  Look for homes for sale here, then check the eligibility map here.

Credit scores above 640 are required, but waivers may help those under that score.   Contact a lender who offers USDA financing to get pre-approved.  A list of participating lenders is available upon request.  I have experience with this program, and can help you or someone you know through the process.  Call or email me to learn more.

Downtown Newburgh Indiana

Newburgh Indiana is a charming town situated on the Ohio River, just east of Evansville.  From the 1850’s to the 1880’s, Newburgh was the largest river port between Cincinnati and New Orleans.  The town bet on the river business to be the future of commercial transportation, and Evansville bet on the railroads.  The rest is history!  Buildings and homes in Newburgh from that era remain, and are lovingly preserved and cherished today.

The intersection of State Street and State Road 662 is the hub of the downtown shopping district.  Historic Newburgh Inc is an active organization of community volunteers dedicated to preserving buildings, promoting businesses and organizing events for downtown Newburgh.  You can stop in the Visitors Center at 517 W. Main Street to learn more.  You may also enjoy NewburghLiving.com which highlights the many wonderful aspects of  Newburgh neighborhoods, shopping, restaurants, community resources and events.

SELLERS – Guide to Getting Ready to Move

Getting Ready to Move

Thinking of selling?  When you are getting ready to move, the best strategy is think about your property from the viewpoint of a buyer.  There are many things you can overlook or tolerate that a buyer may not.  Call me to walk through your home and discuss a marketing strategy to get your home sold for top dollar.  I have an Accredited Staging Professional designation.  I know how to edit and arrange the furnishings you already have to highlight the best features of your home.  The goal is to sell quickly, and at the highest price.

After touring your home, I will provide you with an in-depth analysis of the current market value for your home.  We will review the marketing plan for your home and the steps involved in a successful sale.  You will also receive a Seller’s Packet which includes a consumer disclosure booklet, home warranty coverage and a home preparation checklist.  When your home is listed you will receive a personalized website for your home, owner’s portal for showing feedback, professional marketing materials and attentive service.  I will personally arrange all showings from other agents and follow up with interest and feedback.

Buyers will see your home online before they see it in person.  Professional photography, drone videos, and targeted online marketing gives your home a marketing advantage.  Your home will be in the multiple listing service to reach all Realtors and their buyers in your price range.  Networking with other Realtors brings the best buyers, to achieve the highest price and best terms for you.

A successful sale is the result of many moving parts, and I am confident in my abilities and resources to help you achieve your goal.  When you are ready to get started, call me at 812-459-4374.

Geri Terry, Realtor-Broker ABR, e-PRO, GRI, MRP, SRS

812-459-4374   GeriTerry.com   GeriTerry@gmail.com

FC Tucker Emge Realtors   8944 Ruffian Lane, Newburgh, IN

Designation Descriptions

ABR, Accredited Buyer Representative

e-PRO, Electronic Realtor Professional

GRI, Graduate Realtor Institute

MRP, Military Relocation Professional

SRS, Seller Representative Specialist

Real Estate Consultant Geri Terry, GRI, e-PRO, ABR, SRS, MRP

Thank you for visiting www.GeriTerry.com.  I have been selling homes in the Greater Evansville and Newburgh area for 32 years.  My experience helping buyers and sellers includes construction management, real estate agency management, staging consultation, investment properties, golf course communities, new construction and all aspects of mortgage lending options.

I have also served as President of the Southwest Indiana Association of Realtors, Vice-President of the Greater Newburgh Business Alliance, Board Member of the Newburgh Riverfront Beautification Project, and other various volunteer positions in the past three decades.  My husband and I have raised our family in Newburgh, and we thoroughly enjoy our home town and all that the Evansville has to offer.  I am happy to share any information with you to help you make the best decision for you and your family in your real estate moves.

I look forward to meeting with you to help you reach your goals for selling your current home, or finding the home of your dreams.  Please call or text me at 812-459-4374.

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